Every title here answers a question owner-managed clients type into a search engine. Partner firms can send any of them to a client with their own logo and adviser details on it, generated from the portal. They explain how the rules work and point the reader back to their accountant.
What to do with surplus cash in your company
Cash piling up in a limited company is the most common position an owner ends up in without ever deciding to. What the options are, and the three tax rules that make leaving it alone a decision rather than a non-decision.
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How much can my company pay into my pension?
Employer pension contributions are the least used of the three ways to take money out of a company. The annual allowance, the taper that catches people out, carry forward, and the test a contribution has to pass.
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Taking money out of your company
The annual decision every owner-manager makes, usually between two options when there are three. What each route costs, what it gives up, and why the third one rarely gets looked at properly.
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Selling your business
Most owners talk to their accountant about a sale once there is a buyer. By then the planning that mattered most can no longer be done. What needs lead time, and why the tax is the easier half of the question.
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You signed a personal guarantee
Company borrowing is almost always personally guaranteed, and the guarantee is almost never insured. What a personal guarantee actually commits you to, and the question worth asking about it.
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Relevant life cover
Life cover for a director or employee, paid for by the company, normally deductible and normally not a benefit in kind. What it is, who it suits, and the questions worth asking before you assume you already have it.
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What happens to your shares if you die
Two or three shareholders and no agreement is one of the most common gaps in a private company. What the problem actually looks like, how cross-option agreements and cover fit together, and the three questions to ask.
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Key person insurance
Most small companies rest on one or two people. What key person cover is for, how a sum assured is normally thought about, and how it differs from the cover that protects the family rather than the business.
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Business property relief and company cash
Shares in a trading company can pass free of inheritance tax. Cash held beyond what the business needs may not. What an excepted asset is, and why the question is about your company rather than about a threshold.
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Your pension and inheritance tax
Unused pension funds are expected to come within the estate for inheritance tax from April 2027. What changes, who it affects most, and why plans built on the old position are worth revisiting before then.
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