:root {
  --navy: #0f2a4a;
  --navy-mid: #1a3a5c;
  --navy-light: #e8eef5;
  --gold: #b8860b;
  --gold-warm: #c9950a;
  --gold-l: #e2b13c;
  --gold-pale: #fdf7ea;
  --cream: #f7f5f0;
  --cream-2: #fbfaf6;
  --teal: #0a6b72;
  --teal-l: #e2f4f5;
  --white: #ffffff;
  --ink: #17232f;
  --text: #2b3a47;
  --muted: #64748b;
  --border: #e7e4dc;
  --border-cool: #e3e8ef;
  --shadow-sm: 0 1px 2px rgba(15,42,74,.05), 0 4px 16px rgba(15,42,74,.05);
  --shadow-md: 0 8px 30px rgba(15,42,74,.09);
  --shadow-lg: 0 20px 60px rgba(15,42,74,.14);
  --radius: 16px;
}
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; scroll-padding-top: 88px; }
body { font-family: 'DM Sans', system-ui, sans-serif; background: var(--white); color: var(--text); -webkit-font-smoothing: antialiased; line-height: 1.5; }
.imgframe { position: relative; border-radius: 22px; overflow: hidden; box-shadow: var(--shadow-lg); }
.imgframe img { width: 100%; height: 100%; object-fit: cover; display: block; }
.imgframe::after { content: ''; position: absolute; inset: 0; border-radius: 22px; box-shadow: inset 0 0 0 1px rgba(15,42,74,.06); pointer-events: none; }
img { max-width: 100%; display: block; }
a { text-decoration: none; color: inherit; }
.wrap { max-width: 1120px; margin: 0 auto; padding: 0 24px; }
.serif { font-family: 'Playfair Display', serif; }
.tag { font-size: 12px; font-weight: 600; letter-spacing: .09em; text-transform: uppercase; color: var(--gold); margin-bottom: 14px; }
.tag.on-navy { color: var(--gold-l); }

/* ── BUTTONS ─────────────────────────────────────── */
.btn { display: inline-flex; align-items: center; gap: 9px; font-family: 'DM Sans', sans-serif; font-size: 15px; font-weight: 600; cursor: pointer; border-radius: 100px; padding: 14px 28px; border: 1.5px solid transparent; transition: transform .15s ease, box-shadow .15s ease, background .15s ease; }
.btn:hover { transform: translateY(-1px); }
.btn-primary { background: var(--gold); color: #fff; box-shadow: 0 6px 20px rgba(184,134,11,.28); }
.btn-primary:hover { background: #a5760a; box-shadow: 0 10px 28px rgba(184,134,11,.34); }
.btn-navy { background: var(--navy); color: #fff; box-shadow: 0 6px 20px rgba(15,42,74,.22); }
.btn-navy:hover { background: var(--navy-mid); }
.btn-ghost { background: transparent; color: var(--navy); border-color: var(--border-cool); }
.btn-ghost:hover { border-color: var(--navy); background: var(--cream-2); }
.btn-ghost.on-navy { color: #fff; border-color: rgba(255,255,255,.28); }
.btn-ghost.on-navy:hover { background: rgba(255,255,255,.08); border-color: rgba(255,255,255,.5); }

/* ── NAV ─────────────────────────────────────────── */
.nav { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.9); backdrop-filter: saturate(180%) blur(12px); border-bottom: 1px solid var(--border-cool); }
.nav-inner { display: flex; align-items: center; justify-content: space-between; height: 72px; }
.nav-brand { display: flex; align-items: center; gap: 14px; }
.nav-logo { height: 40px; width: auto; }
.nav-powered { font-size: 11px; color: var(--muted); border-left: 1px solid var(--border-cool); padding-left: 14px; line-height: 1.35; }
.nav-powered strong { color: var(--navy); font-weight: 600; }
.nav-links { display: flex; align-items: center; gap: 30px; }
.nav-links a { font-size: 14px; font-weight: 500; color: var(--text); }
.nav-links a:hover { color: var(--gold); }
.nav-actions { display: flex; align-items: center; gap: 18px; }
.nav-portal-link { font-size: 14px; font-weight: 600; color: var(--navy); display: inline-flex; align-items: center; gap: 6px; }
.nav-portal-link::before { content: ''; width: 7px; height: 7px; border-radius: 50%; background: var(--teal); box-shadow: 0 0 0 3px rgba(10,107,114,.14); }
.nav-portal-link:hover { color: var(--gold); }
@media (max-width: 620px){ .nav-portal-link { display: none; } }
@media (max-width: 900px) { .nav-links, .nav-powered { display: none; } }

/* ── HERO ────────────────────────────────────────── */
.hero { position: relative; background:
    radial-gradient(1100px 500px at 88% -10%, var(--gold-pale) 0%, transparent 55%),
    linear-gradient(180deg, var(--cream-2) 0%, var(--white) 100%);
  padding: 76px 0 80px; overflow: hidden; }
.hero-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 56px; align-items: center; }
.hero-eyebrow { display: inline-flex; align-items: center; gap: 8px; background: #fff; border: 1px solid var(--border-cool); box-shadow: var(--shadow-sm); color: var(--navy); font-size: 13px; font-weight: 600; padding: 7px 15px 7px 12px; border-radius: 100px; margin-bottom: 22px; }
.hero-eyebrow .dot { width: 7px; height: 7px; border-radius: 50%; background: var(--teal); box-shadow: 0 0 0 4px rgba(10,107,114,.14); }
.hero h1 { font-family: 'Playfair Display', serif; font-weight: 500; font-size: clamp(38px, 5vw, 56px); line-height: 1.07; letter-spacing: -.015em; color: var(--navy); margin-bottom: 22px; }
.hero h1 em { font-style: italic; color: var(--gold); }
.hero-sub { font-size: 18px; line-height: 1.62; color: var(--text); max-width: 520px; margin-bottom: 32px; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 30px; }
.hero-trust { display: flex; align-items: center; gap: 18px; flex-wrap: wrap; }
.hero-trust-item { display: flex; align-items: center; gap: 8px; font-size: 13px; color: var(--muted); }
.hero-trust-item svg { flex-shrink: 0; }
.hero-fineprint { font-size: 12.5px; color: var(--muted); margin-top: 18px; max-width: 480px; line-height: 1.55; }
.hero-fineprint a { color: var(--gold); text-decoration: underline; text-underline-offset: 2px; }

/* hero interactive card */
.hero-card { position: relative; background: #fff; border: 1px solid var(--border-cool); border-radius: 22px; box-shadow: var(--shadow-lg); padding: 26px; }
.hero-card-head { display: flex; align-items: center; justify-content: space-between; margin-bottom: 6px; }
.hero-card-head h3 { font-size: 17px; font-weight: 700; color: var(--navy); }
.hero-card-badge { font-size: 11px; font-weight: 600; color: var(--teal); background: var(--teal-l); border-radius: 100px; padding: 4px 11px; }
.hero-card-lead { font-size: 13px; color: var(--muted); margin-bottom: 20px; }
.field { margin-bottom: 18px; }
.field-top { display: flex; align-items: baseline; justify-content: space-between; margin-bottom: 9px; }
.field-label { font-size: 13px; color: var(--text); font-weight: 500; }
.field-val { font-size: 16px; font-weight: 700; color: var(--navy); }
input[type=range] { -webkit-appearance: none; appearance: none; width: 100%; height: 6px; border-radius: 100px; background: linear-gradient(90deg, var(--gold) var(--fill,40%), var(--border-cool) var(--fill,40%)); outline: none; }
input[type=range]::-webkit-slider-thumb { -webkit-appearance: none; width: 20px; height: 20px; border-radius: 50%; background: #fff; border: 2px solid var(--gold); box-shadow: 0 2px 6px rgba(184,134,11,.4); cursor: pointer; }
.hero-result { background: linear-gradient(135deg, var(--navy) 0%, #163353 100%); border-radius: 16px; padding: 20px; margin-top: 22px; color: #fff; position: relative; overflow: hidden; }
.hero-result::after { content:''; position:absolute; right:-40px; top:-40px; width:150px; height:150px; border-radius:50%; border:22px solid rgba(226,177,60,.12); }
.hero-result-label { font-size: 12px; color: rgba(255,255,255,.65); margin-bottom: 4px; }
.hero-result-val { font-family: 'Playfair Display', serif; font-size: 40px; font-weight: 600; color: var(--gold-l); line-height: 1; }
.hero-result-sub { font-size: 12px; color: rgba(255,255,255,.6); margin-top: 8px; line-height: 1.5; position: relative; }
/* hero visual + floating proof chips */
.hero-visual { position: relative; }
.hero-photo { aspect-ratio: 900 / 1080; max-width: 460px; margin-left: auto; }
.float-chip { position: absolute; background: #fff; border: 1px solid var(--border-cool); box-shadow: var(--shadow-md); border-radius: 14px; padding: 11px 15px; display: flex; align-items: center; gap: 10px; font-size: 13px; font-weight: 600; color: var(--navy); z-index: 2; }
.float-chip .ic { width: 27px; height: 27px; border-radius: 8px; display: grid; place-items: center; flex-shrink: 0; }
.chip-tl { top: 26px; left: -28px; }
.chip-br { bottom: 28px; right: -20px; }
.chip-stat { bottom: 96px; left: -40px; padding: 13px 17px; }
.fc-stat-label { font-size: 11px; font-weight: 500; color: var(--muted); margin-bottom: 2px; }
.fc-stat-val { font-family: 'Playfair Display', serif; font-size: 24px; font-weight: 600; color: var(--gold); line-height: 1; }
.fc-stat-val span { font-family: 'DM Sans', sans-serif; font-size: 12px; font-weight: 500; color: var(--muted); }
@media (max-width: 940px) {
  .hero-grid { grid-template-columns: minmax(0,1fr); gap: 48px; }
  .hero-photo { max-width: 420px; margin: 0 auto; }
  .chip-tl { left: 8px; } .chip-br { right: 8px; } .chip-stat { left: 8px; }
}
@media (max-width: 480px) { .chip-stat { display: none; } }

/* ── LOGO STRIP ──────────────────────────────────── */
.strip { background: var(--white); border-bottom: 1px solid var(--border-cool); padding: 26px 0; }
.strip-inner { display: flex; align-items: center; justify-content: center; gap: 40px; flex-wrap: wrap; }
.strip-label { font-size: 12px; letter-spacing: .08em; text-transform: uppercase; color: var(--muted); font-weight: 600; }
.strip-item { font-size: 14px; color: var(--navy); font-weight: 600; display: flex; align-items: center; gap: 8px; }
.strip-item svg { opacity: .8; }

/* ── SECTION SHELL ───────────────────────────────── */
section.block { padding: 88px 0; }
.block.cream { background: var(--cream); }
.head { max-width: 680px; margin-bottom: 48px; }
.head.center { margin-left: auto; margin-right: auto; text-align: center; }
.head h2 { font-family: 'Playfair Display', serif; font-weight: 500; font-size: clamp(27px, 3.2vw, 39px); line-height: 1.15; color: var(--navy); letter-spacing: -.01em; margin-bottom: 15px; }
.head h2 em { font-style: italic; color: var(--gold); }
.head p { font-size: 16.5px; line-height: 1.68; color: var(--text); }

/* ── BENEFIT CARDS ───────────────────────────────── */
.cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.card { background: #fff; border: 1px solid var(--border-cool); border-radius: var(--radius); padding: 28px; transition: transform .18s ease, box-shadow .18s ease, border-color .18s ease; }
.card:hover { transform: translateY(-3px); box-shadow: var(--shadow-md); border-color: #d7dde6; }
.card-ic { width: 46px; height: 46px; border-radius: 12px; background: var(--gold-pale); display: grid; place-items: center; margin-bottom: 18px; color: var(--gold); }
.card h3 { font-size: 18px; font-weight: 700; color: var(--navy); margin-bottom: 9px; }
.card p { font-size: 14.5px; line-height: 1.6; color: var(--muted); }
@media (max-width: 860px) { .cards { grid-template-columns: 1fr; } }

/* ── HOW / STEPS ─────────────────────────────────── */
.steps { display: grid; grid-template-columns: repeat(5, 1fr); gap: 14px; counter-reset: s; }
.step { background: #fff; border: 1px solid var(--border-cool); border-radius: 14px; padding: 22px 20px; position: relative; }
.step-num { width: 40px; height: 40px; border-radius: 50%; background: var(--navy); color: var(--gold-l); font-family: 'DM Sans', sans-serif; font-size: 17px; font-weight: 700; line-height: 1; font-variant-numeric: lining-nums tabular-nums; display: grid; place-items: center; margin-bottom: 16px; }
.step h4 { font-size: 15px; font-weight: 700; color: var(--navy); margin-bottom: 7px; line-height: 1.3; }
.step p { font-size: 13.5px; line-height: 1.6; color: var(--muted); }
@media (max-width: 940px) { .steps { grid-template-columns: repeat(2, 1fr); } }
@media (max-width: 560px) { .steps { grid-template-columns: 1fr; } }

/* ── JOURNEY (navy band) ─────────────────────────── */
.journey { background: linear-gradient(160deg, var(--navy) 0%, #0b2038 100%); color: #fff; position: relative; overflow: hidden; }
.journey::before { content:''; position:absolute; top:-120px; right:-80px; width:460px; height:460px; border-radius:50%; border:70px solid rgba(226,177,60,.07); }
.journey .head h2 { color: #fff; }
.journey .head h2 em { color: var(--gold-l); }
.journey .head p { color: rgba(255,255,255,.72); }
.jtrack { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; position: relative; }
.jcard { background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.1); border-radius: 14px; padding: 24px; }
.jcard-step { font-size: 11px; letter-spacing: .1em; text-transform: uppercase; color: var(--gold-l); font-weight: 600; margin-bottom: 12px; display: flex; align-items: center; gap: 8px; }
.jcard-step .n { width: 24px; height: 24px; border-radius: 50%; background: rgba(226,177,60,.22); display: grid; place-items: center; color: var(--gold-l); font-size: 12.5px; font-weight: 700; line-height: 1; font-variant-numeric: lining-nums tabular-nums; }
.jcard h4 { font-size: 17px; font-weight: 700; margin-bottom: 8px; }
.jcard p { font-size: 14px; line-height: 1.6; color: rgba(255,255,255,.78); }
@media (max-width: 860px) { .jtrack { grid-template-columns: 1fr; } }

/* ── SPLIT (benefits list + why) ─────────────────── */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.benefits-photo { align-self: stretch; min-height: 100%; }
.photo-caption { position: absolute; left: 16px; bottom: 16px; right: 16px; background: rgba(15,42,74,.82); backdrop-filter: blur(4px); color: #fff; font-size: 12.5px; font-weight: 600; padding: 10px 14px; border-radius: 10px; display: flex; align-items: center; gap: 9px; }
.dot-live { width: 8px; height: 8px; border-radius: 50%; background: #4ade80; box-shadow: 0 0 0 4px rgba(74,222,128,.25); flex-shrink: 0; }
.blist { display: grid; gap: 14px; }
.bitem { display: flex; gap: 14px; align-items: flex-start; background: #fff; border: 1px solid var(--border-cool); border-radius: 12px; padding: 16px 18px; }
.bitem .tick { width: 26px; height: 26px; border-radius: 50%; background: var(--teal-l); color: var(--teal); display: grid; place-items: center; flex-shrink: 0; }
.bitem b { color: var(--navy); font-weight: 700; font-size: 15px; }
.bitem span { display: block; font-size: 13.5px; color: var(--muted); margin-top: 3px; line-height: 1.5; }
@media (max-width: 860px) { .split { grid-template-columns: minmax(0,1fr); gap: 36px; } .benefits-photo { order: -1; aspect-ratio: 16/11; } }

/* ── ADVICE GAP (stat band) ──────────────────────── */
.gap { background: linear-gradient(160deg, var(--navy) 0%, #0b2038 100%); color: #fff; position: relative; overflow: hidden; }
.gap::before { content:''; position:absolute; top:-140px; left:-100px; width:520px; height:520px; border-radius:50%; border:80px solid rgba(226,177,60,.06); }
.gap .head h2 { color:#fff; } .gap .head h2 em { color: var(--gold-l); }
.gap .head p { color: rgba(255,255,255,.72); }
.gap-stats { display: grid; grid-template-columns: repeat(4,1fr); gap: 16px; margin-bottom: 34px; }
.gstat { background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.1); border-radius: 16px; padding: 26px 22px; }
.gstat-val { font-family: 'Playfair Display', serif; font-size: clamp(32px,3.6vw,42px); font-weight: 600; color: var(--gold-l); line-height: 1; margin-bottom: 10px; }
.gstat-label { font-size: 13.5px; color: rgba(255,255,255,.66); line-height: 1.5; }
.gap-lead { max-width: 760px; font-size: 17px; line-height: 1.7; color: rgba(255,255,255,.82); }
.gap-lead strong { color: #fff; font-weight: 600; }
.gap-source { font-size: 12px; color: rgba(255,255,255,.52); margin-top: 20px; line-height: 1.5; }
@media (max-width: 820px){ .gap-stats { grid-template-columns: 1fr 1fr; } }

/* ── JOINED-UP RELATIONSHIP diagram ──────────────── */
.triad { max-width: 760px; margin: 0 auto 6px; }
.triad-svg { width: 100%; height: auto; display: block; }
.triad-cards { display: grid; grid-template-columns: repeat(3,1fr); gap: 16px; margin-top: 10px; }
.triad-card { background: #fff; border: 1px solid var(--border-cool); border-radius: 14px; padding: 22px; text-align: center; }
.triad-card .role { font-size: 12px; letter-spacing: .06em; text-transform: uppercase; font-weight: 600; margin-bottom: 8px; }
.triad-card.acc .role { color: var(--gold); } .triad-card.adv .role { color: var(--teal); } .triad-card.cli .role { color: var(--navy); }
.triad-card h4 { font-size: 17px; font-weight: 700; color: var(--navy); margin-bottom: 8px; }
.triad-card p { font-size: 13.5px; color: var(--muted); line-height: 1.55; }
@media (max-width: 700px){ .triad-cards { grid-template-columns: 1fr; } }

/* ── FIVE CONVERSATIONS ──────────────────────────── */
.convos { display: grid; grid-template-columns: repeat(5,1fr); gap: 14px; }
.convo { background: #fff; border: 1px solid var(--border-cool); border-top: 3px solid var(--gold); border-radius: 14px; padding: 22px 20px; }
.convo-n { font-family: 'Playfair Display', serif; font-size: 26px; font-weight: 600; color: var(--gold); line-height: 1; margin-bottom: 12px; }
.convo h4 { font-size: 15px; font-weight: 700; color: var(--navy); margin-bottom: 8px; line-height: 1.3; }
.convo p { font-size: 13.5px; color: var(--muted); line-height: 1.6; }
@media (max-width: 940px){ .convos { grid-template-columns: repeat(2,1fr); } }
@media (max-width: 560px){ .convos { grid-template-columns: 1fr; } }

/* ── LEAD MAGNET ─────────────────────────────────── */
.lm-grid { display: grid; grid-template-columns: 1.05fr .95fr; gap: 48px; align-items: center; }
.lm-list { display: grid; gap: 12px; list-style: none; }
.lm-list li { display: flex; gap: 11px; align-items: flex-start; font-size: 15px; color: var(--text); line-height: 1.45; }
.lm-list li svg { color: var(--teal); flex-shrink: 0; margin-top: 2px; }
.lm-card { background: #fff; border: 1px solid var(--border-cool); border-radius: 22px; box-shadow: var(--shadow-lg); overflow: hidden; display: grid; grid-template-columns: 1fr 1.2fr; }
.lm-cover { background: linear-gradient(160deg, var(--navy) 0%, #10314f 60%, #143a5c 100%); color: #fff; padding: 26px 22px; display: flex; flex-direction: column; justify-content: space-between; position: relative; min-height: 340px; }
.lm-cover::after { content:''; position:absolute; right:-40px; bottom:-40px; width:150px; height:150px; border-radius:50%; border:20px solid rgba(226,177,60,.14); }
.lm-cover-badge { align-self: flex-start; font-size: 10.5px; font-weight: 700; letter-spacing: .05em; color: var(--navy); background: var(--gold-l); border-radius: 100px; padding: 5px 12px; }
.lm-cover-kicker { font-size: 12px; letter-spacing: .09em; text-transform: uppercase; color: var(--gold-l); font-weight: 600; margin-top: auto; }
.lm-cover-title { font-family: 'Playfair Display', serif; font-size: 24px; font-weight: 600; line-height: 1.18; margin-top: 8px; }
.lm-cover-foot { font-size: 12px; color: rgba(255,255,255,.6); margin-top: 16px; }
.lm-cover-foot em { font-style: italic; color: var(--gold-l); }
.lm-form { padding: 28px 26px; }
.lm-form h3 { font-size: 20px; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.lm-form-sub { font-size: 13.5px; color: var(--muted); margin-bottom: 18px; }
.lm-field { display: flex; flex-direction: column; gap: 6px; margin-bottom: 12px; }
.lm-field label { font-size: 12.5px; font-weight: 500; color: var(--muted); }
.lm-field input { min-width: 0; width: 100%; background: var(--cream-2); border: 1px solid var(--border); border-radius: 10px; padding: 11px 13px; font-family: 'DM Sans', sans-serif; font-size: 14px; color: var(--ink); outline: none; transition: border-color .15s; }
.lm-field input:focus { border-color: var(--gold); }
.lm-form .btn { width: 100%; justify-content: center; margin-top: 6px; }
.lm-note { font-size: 12px; color: var(--muted); text-align: center; margin-top: 12px; line-height: 1.5; }
@media (max-width: 900px){ .lm-grid { grid-template-columns: 1fr; gap: 34px; } }
@media (max-width: 520px){ .lm-card { grid-template-columns: 1fr; } .lm-cover { min-height: 0; } }

/* ── FAQ ─────────────────────────────────────────── */
.faq { max-width: 820px; margin: 0 auto; display: grid; gap: 12px; }
.faq details { background: #fff; border: 1px solid var(--border-cool); border-radius: 12px; padding: 4px 22px; }
.faq details[open] { border-color: #d7dde6; box-shadow: var(--shadow-sm); }
.faq summary { list-style: none; cursor: pointer; font-size: 16px; font-weight: 600; color: var(--navy); padding: 18px 30px 18px 0; position: relative; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: '+'; position: absolute; right: 0; top: 50%; transform: translateY(-50%); font-size: 22px; font-weight: 400; color: var(--gold); transition: transform .2s; }
.faq details[open] summary::after { content: '−'; }
.faq p { font-size: 14.5px; color: var(--muted); line-height: 1.65; padding: 0 0 20px; }

/* ── MARKETING SUPPORT (chips) ───────────────────── */
.msupport { display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px; }
.ms-item { display: flex; gap: 14px; align-items: flex-start; background: #fff; border: 1px solid var(--border-cool); border-radius: 12px; padding: 18px 20px; }
.ms-item .ic { width: 40px; height: 40px; border-radius: 10px; background: var(--navy-light); color: var(--navy); display: grid; place-items: center; flex-shrink: 0; font-size: 19px; }
.ms-item b { color: var(--navy); font-size: 15px; font-weight: 700; }
.ms-item p { font-size: 13.5px; color: var(--muted); margin-top: 3px; line-height: 1.5; }
@media (max-width: 720px) { .msupport { grid-template-columns: 1fr; } }

/* ── PRICING ─────────────────────────────────────── */
.pricing { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; max-width: 900px; margin: 0 auto; }
.plan { background: #fff; border: 1px solid var(--border-cool); border-radius: 20px; padding: 32px; position: relative; }
.plan.plus { border: 2px solid var(--gold); box-shadow: 0 16px 44px rgba(184,134,11,.14); }
.plan-flag { position: absolute; top: -13px; right: 26px; background: var(--gold); color: #fff; font-size: 11px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; padding: 5px 14px; border-radius: 100px; }
.plan-name { font-family: 'Playfair Display', serif; font-size: 24px; font-weight: 600; color: var(--navy); margin-bottom: 6px; }
.plan-for { font-size: 13.5px; color: var(--muted); min-height: 40px; margin-bottom: 18px; line-height: 1.5; }
.plan-price { font-size: 14px; color: var(--text); font-weight: 600; padding: 12px 16px; background: var(--cream); border-radius: 10px; margin-bottom: 20px; }
.plan-price span { color: var(--gold); }
.plan-feats { display: grid; gap: 11px; margin-bottom: 26px; }
.plan-feat { display: flex; gap: 10px; align-items: flex-start; font-size: 14px; color: var(--text); }
.plan-feat svg { flex-shrink: 0; margin-top: 3px; color: var(--teal); }
.plan-feat.plus-only svg { color: var(--gold); }
.plan .btn { width: 100%; justify-content: center; }
@media (max-width: 780px) { .pricing { grid-template-columns: 1fr; } }

/* ── TESTIMONIAL ─────────────────────────────────── */
.quote { max-width: 820px; margin: 0 auto; text-align: center; }
.quote-mark { font-family: 'Playfair Display', serif; font-size: 72px; color: var(--gold-l); line-height: .6; height: 40px; }
.quote blockquote { font-family: 'Playfair Display', serif; font-style: italic; font-weight: 400; font-size: clamp(21px, 3vw, 30px); line-height: 1.45; color: var(--navy); margin-bottom: 22px; }
.quote-person { display: flex; align-items: center; justify-content: center; gap: 13px; }
.quote-avatar { width: 56px; height: 56px; border-radius: 50%; object-fit: cover; border: 2px solid var(--gold-l); }
.quote-attr { font-size: 14px; font-weight: 600; color: var(--navy); text-align: left; }
.quote-attr span { display: block; font-size: 12.5px; font-weight: 400; color: var(--muted); margin-top: 2px; }
.quote-note { font-size: 12px; color: var(--muted); margin-top: 16px; font-style: italic; }

/* ── CASE STUDY ──────────────────────────────────── */
.cs-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 48px; align-items: center; }
.cs-blockquote { font-family: 'Playfair Display', serif; font-style: italic; font-weight: 400; font-size: clamp(20px,2.6vw,27px); line-height: 1.45; color: var(--navy); margin: 8px 0 24px; }
.cs-mono { width: 54px; height: 54px; border-radius: 50%; background: var(--navy); color: var(--gold-l); font-family: 'Playfair Display', serif; font-size: 20px; font-weight: 600; line-height: 1; display: grid; place-items: center; flex-shrink: 0; }
.cs-outcome { background: var(--cream); border: 1px solid var(--border); border-radius: 18px; padding: 28px; }
.cs-outcome-head { font-size: 14px; font-weight: 700; color: var(--navy); margin-bottom: 16px; }
.cs-list { list-style: none; display: grid; gap: 13px; }
.cs-list li { display: flex; gap: 11px; align-items: flex-start; font-size: 14.5px; color: var(--text); line-height: 1.5; }
.cs-list li svg { color: var(--teal); flex-shrink: 0; margin-top: 2px; }
.cs-note { font-size: 11.5px; color: var(--muted); font-style: italic; line-height: 1.55; margin-top: 18px; padding-top: 16px; border-top: 1px solid var(--border); }
@media (max-width: 820px){ .cs-grid { grid-template-columns: 1fr; gap: 30px; } }

/* ── REFERRAL / CTA ──────────────────────────────── */
.cta { background: linear-gradient(160deg, var(--navy) 0%, #0b2038 100%); color: #fff; position: relative; overflow: hidden; }
.cta::before { content:''; position:absolute; bottom:-120px; left:-60px; width:420px; height:420px; border-radius:50%; border:60px solid rgba(226,177,60,.06); }
.cta-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; position: relative; }
.cta h2 { font-family: 'Playfair Display', serif; font-weight: 500; font-size: clamp(28px, 3.4vw, 42px); line-height: 1.13; letter-spacing: -.01em; margin-bottom: 18px; }
.cta h2 em { font-style: italic; color: var(--gold-l); }
.cta-lead { font-size: 17px; line-height: 1.65; color: rgba(255,255,255,.74); margin-bottom: 26px; }
.cta-photo { aspect-ratio: 16 / 10; max-width: 480px; margin-bottom: 24px; }
.cta-points { display: grid; gap: 12px; }
.cta-point { display: flex; gap: 11px; align-items: center; font-size: 15px; color: rgba(255,255,255,.86); }
.cta-point svg { color: var(--gold-l); flex-shrink: 0; }
.form-card { background: rgba(255,255,255,.05); border: 1px solid rgba(255,255,255,.12); border-radius: 20px; padding: 28px; }
.form-card h3 { font-size: 18px; font-weight: 700; margin-bottom: 4px; }
.form-card .fc-sub { font-size: 13.5px; color: rgba(255,255,255,.6); margin-bottom: 20px; }
.frow { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin-bottom: 12px; }
.ffield { display: flex; flex-direction: column; gap: 6px; }
.ffield.full { grid-column: 1 / -1; }
.ffield label { font-size: 12.5px; font-weight: 500; color: rgba(255,255,255,.68); }
.ffield input, .ffield select { min-width: 0; width: 100%; max-width: 100%; background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.16); border-radius: 10px; padding: 11px 13px; font-family: 'DM Sans', sans-serif; font-size: 14px; color: #fff; outline: none; transition: border-color .15s; }
.ffield input:focus, .ffield select:focus { border-color: var(--gold-l); }
.ffield input::placeholder { color: rgba(255,255,255,.32); }
.ffield select option { background: var(--navy); }
.form-card .btn { width: 100%; justify-content: center; margin-top: 6px; }
.form-note { font-size: 12px; color: rgba(255,255,255,.5); text-align: center; margin-top: 12px; line-height: 1.5; }
@media (max-width: 860px) { .cta-grid { grid-template-columns: minmax(0,1fr); gap: 36px; } }
@media (max-width: 480px) { .frow { grid-template-columns: 1fr; } }

/* ── COMPLIANCE NOTE ─────────────────────────────── */
.compliance { background: var(--cream); }
.compliance-inner { display: flex; gap: 16px; align-items: flex-start; max-width: 900px; margin: 0 auto; background: #fff; border: 1px solid var(--border); border-radius: 14px; padding: 22px 24px; }
.compliance-inner .ic { flex-shrink: 0; color: var(--navy); }
.compliance-inner p { font-size: 13.5px; color: var(--muted); line-height: 1.65; }
.compliance-inner b { color: var(--navy); }

/* ── ABOUT E&G ───────────────────────────────────── */
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 56px; align-items: center; }
.about-copy p { font-size: 16.5px; line-height: 1.68; color: var(--text); margin-bottom: 16px; }
.about-copy p:last-child { margin-bottom: 0; }
.about-stats { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.astat { background: #fff; border: 1px solid var(--border-cool); border-radius: 16px; padding: 24px 22px; }
.astat-val { font-family: 'Playfair Display', serif; font-size: clamp(26px,3vw,34px); font-weight: 600; color: var(--navy); line-height: 1; margin-bottom: 8px; }
.astat-val span { font-size: 15px; color: var(--gold); }
.astat-label { font-size: 13px; color: var(--muted); line-height: 1.4; }
@media (max-width: 860px){ .about-grid { grid-template-columns: 1fr; gap: 34px; } }

/* ── CONSENT ─────────────────────────────────────── */
.consent { display: flex; gap: 10px; align-items: flex-start; margin: 6px 0 2px; }
.consent input[type=checkbox] { width: 16px; height: 16px; margin-top: 2px; flex-shrink: 0; accent-color: var(--gold); cursor: pointer; }
.consent label { font-size: 12px; line-height: 1.5; color: var(--muted); cursor: pointer; }
.consent a { color: var(--gold); text-decoration: underline; text-underline-offset: 2px; }
.form-card .consent label { color: rgba(255,255,255,.62); }
.form-card .consent a { color: var(--gold-l); }

/* ── FOOTER ──────────────────────────────────────── */
.footer { background: #0a1826; color: #fff; padding: 54px 0 30px; }
.footer-top { display: grid; grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; padding-bottom: 36px; border-bottom: 1px solid rgba(255,255,255,.09); }
.footer-logo { height: 42px; width: auto; margin-bottom: 16px; filter: brightness(0) invert(1) sepia(1) saturate(0); }
.footer-brand-line { font-family: 'Playfair Display', serif; font-size: 22px; color: #fff; margin-bottom: 6px; }
.footer-brand-line em { font-style: italic; color: var(--gold-l); }
.footer-tagline { font-size: 13.5px; color: rgba(255,255,255,.55); line-height: 1.6; max-width: 320px; }
.footer-col h5 { font-size: 12px; letter-spacing: .08em; text-transform: uppercase; color: rgba(255,255,255,.4); margin-bottom: 14px; }
.footer-col a { display: block; font-size: 14px; color: rgba(255,255,255,.75); margin-bottom: 10px; }
.footer-col a:hover { color: var(--gold-l); }
.footer-fp { font-size: 12px; color: rgba(255,255,255,.7); line-height: 1.6; padding-top: 24px; max-width: 760px; font-weight: 500; }
.footer-fp span { color: rgba(255,255,255,.42); font-weight: 400; font-style: italic; }
.footer-reg { font-size: 11.5px; color: rgba(255,255,255,.4); line-height: 1.7; padding-top: 12px; max-width: 760px; }
@media (max-width: 780px) { .footer-top { grid-template-columns: 1fr; gap: 30px; } }

.nav-links a[aria-current="page"]{color:var(--gold);font-weight:700;}